Consumer Lending

You can build the home you truly want. Construction loans enable a new home to be built through the duration of construction so, turn that dream home into a reality! Our phase-based home construction loan structure simplifies the construction process and saves you money-leaving you with extra cash in your pocket.

• Competitively low interest rates on our home construction loans
• Phase-based structure designed to simplify the process and save you money
• Temporary, short term loan
• Option to roll your construction loan into a full mortgage and the end of construction

The perfect home begins with finding the perfect location. You can secure land for any purpose at a competitive rate. It doesn't make a difference if you are looking to invest in property or planning for the future... our lot loans can help you embark on your long-term real estate goals.

• Flexible terms
• Option to roll the balance of your land loan into a construction loan
• Start construction when you're ready
• Competitively low interest rate

With a pre-qualification from RMBT, you can negotiate the best deal for your new or used car, boat, RV or motorcycle, saving you time and money.

• Pre-qualification for easy shopping
• Quick approval and loan closing
• Personal service
• Great rates
• Flexible terms
• Loan decisions made locally
• Loan Terms - A variety of loan terms are available

Deposit secured loans let you borrow for any need.

• Borrow against the balance of your RMBT savings account or certificate of deposit
• Access cash without disturbing your investments
• Earn interest on your deposit account while paying back your loan
• Use your loan proceeds for any purpose
• Quick approval and loan closing
• Personal service
• Great rates
• Flexible terms